Car Selling in Ohio: 4 Useful Tips to Understand the Laws and Paperwork Involved

Everybody wants to sell their car in order to reap a reward. But only a few of them realize the appropriate laws pertaining to selling a car in the State of Ohio. Learn some useful tips before you set to sell your car in Ohio.

For many years now, Ohio has proven to be an economic asset to the nation due to its well set geographical location. The southern border of Ohio River has largely boosted Ohio’s cargo business. Also, Ohio’s well-developed highways make it the 10th largest highway network in the United States. A rich economy and easy access to better roads has led to a huge car buying and selling activity in the State of Ohio.

However, very few are aware of the rules that can ease the whole process of selling a car in Ohio. Therefore, if you live in Ohio, you will need to familiarize yourself with the rules so that you can sell your car without any problem.

Here are some useful tips that will help you to understand the laws related to selling a car in Ohio:

1. Providing Accurate Title Information

Under the laws of Ohio, you need to obtain complete ownership of your car before you can sell it. In other words, if you still have a few car payments to make, it is required of you to pay off the loan amount before you sell your car. Also, prior to transferring the title to the respective buyer, it is suggested that you double check that you have the actual title addressed to you. If for some reason you do not have the title, you will have to request a replacement title from your respective County Title Office.

2. Valid Registration Certificate to Gain Legitimacy

The Ohio laws do not require you to provide the buyer with a car registration certificate while selling your car. However, providing a valid registration certificate can further convince a buyer to purchase your car. A valid car registration is proof that the license plate and the car, both, are legitimate. Buying a car from an unknown person may give rise to a few doubts regarding the credentials of the seller. However, providing a registration certificate will ensure that the buyer trusts you enough to purchase your car.

3. Emissions Testing Ensuring Easy Car Selling

According to the existing law in Ohio, every car that falls under the following seven counties needs to undergo emissions testing every two years:

Therefore, if you are selling a car within the above mentioned seven counties of Ohio, you need to be privy to a few things. If the age of the car that you are selling is four years old or less than that, you are exempted from any such emissions testing. Additionally, electric-powered cars are permanently exempted from emissions testing. Before you sell your car in Ohio, make sure that the emission certificate for the respective car is recent so that the whole process of selling your car becomes easy.

4. Copy of Inclusions for Future Reference

While you carry out the procedure of filling out the car title for the sale of your car in Ohio, it is suggested that you provide the amount of sale and odometer reading of the car. Also, in the bill of sale, make sure to include the address details of the buyer along with his signature. It is wise to make a photocopy of all the documents for future reference, if required.

Selling your car is not a difficult task in Ohio. But, people find it hard because they fail to consider a few ground rules before selling their car. However, if you want to make an easy car sale in the state, remember the useful tips and get ready to sell your car quickly.

Posted in Uncategorized | Comments Off

Sell Car Quick – Factors that help in Quick Car Sale

Not every used car selling method guarantees how to sell car quick. Read on to know some of the factors to adopt in order to quickly sell your car.

The process of selling any vehicle can be a tedious one. Therefore, every auto seller wants to know about the method which would sell car quick. In the used automobile market, there are several such methods that will help you to sell your car today.

These methods include online car selling classified websites, used car dealerships and specialist car buying companies. But no matter which method you use, there are no guarantee that you will be able to sell your auto quickly if you don’t play your cards right.

Here we will discuss some of the factors that might help you to sell your vehicle quickly.

Set your Priorities to Sell Car Quick
If you are someone who says that I want to sell my car quick, then there are certain priorities you need to set before you do anything else.

First thing that you need to be clear about is how quick is quick? Are you saying that I want to sell my car for cash today or are you ready to invest a few weeks in order to sell it?

The second thing is are you ready to sell it by yourself or do you want to involve a third party who can handle the legal work while you just submit the auto and receive the payment against it?

Another priority you need to set is the mode of payment that you are comfortable adopting. Are you strict about receiving payment through cash only or are you willing to compromise and take the risk of using other methods of payment?

If you are looking to sell your vehicle as soon as possible then it’s important that you set these priorities straight beforehand. By sticking to them, it will make it easier for you to make quick decisions and sell your automobile smoothly.

Set a Realistic Price
The second most important factor that will help you in selling your vehicle quickly is the price that you set against your used car.

This is where used car valuation comes in handy. Knowing the worth of your used auto before you sell it, gives you an idea of how much you will possibly get in return. There are some reliable ways through which you can get to know the value of your used car. These include certain used car dealerships, car experts and online car valuation websites.

It’s important to always set a price against the true value of your used vehicle. This will give you the confidence that your price is set just right and there is nothing that you are exaggerating. While you set a markup over the true value of your car, make sure that the price is not too overestimated to shoo away possible buyers and not too underestimated that you end up selling your used vehicle for practically pennies.

Therefore, it’s important that you consult car selling websites and websites of used car dealerships to compare the price other sellers are setting of a similar modelled and conditioned car.

Preparation before Negotiation
As an automobile seller, before you chant that I want to sell my car now, it’s important to know that whatever method you use, negotiation is inevitable. The key for a successful and profitable negotiation is preparation. It’s advisable that you draft a well-researched car information and thought out sales draft before any negotiation, it will surely increase your chances of convincing a buyer to take the offer that you present to him/her. This will also help you to avoid any possible hagglers if you are selling your car privately.

These are some of the factors that will help you to sell car q

Posted in Uncategorized | Comments Off

Fundamentals for selling your own car

Selling your car can be one of life’s frustrating experiences.It can also be done with great success. Like any subject – ifyou know how to go about it it’s easy. Here are some dos anddon’ts that will make your car selling experience moreprofitable and enjoyable.

1. Research

Your mission to sell your car always starts with research. Ifyou’ve had it for some time the price could have changedsignificantly. You need to bring yourself up to speed with thecurrent market for your vehicle. This is the key to developing arealistic selling price. Many people sell their cars too cheaplyor try to sell them for too much and are disappointed.

2. Have a plan

The least stressful way of selling your car is to have plan. Itdoesn’t have to be long and involved but it does need to be inthe right sequence. It’s like moving houses – you pack thingsaway, call the removalist and then unpack them in your newhouse. If you call the removalist before you’ve packed there isbedlam.

3. Put Yourself In The Buyer’s Shoes

If you can imagine yourself in the shoes of the buyer then youwill understand how to present your car. It is amazing how manypeople try to sell a dirty car. They may succeed but theultimate test is the final price.

4. Don’t Mislead The Buyer

Even though it may be tempting to disguise faults, there are verygood reasons why you should not. You will have a difficult timeselling it if you are hiding something major and will have fixedattention on the sale thereafter. If you want to sleep well atnight, be upfront. Cars get old and things go wrong with them -it’s a fact of life. I have always found that being upfrontwas better, including financially. It’s oneof those funny things – you seem to lose a few hundred on thecar but you gain it somewhere else.

There are many buyers who will buy a vehicle with faults becausethey have the expertise and inclination to fix it.

This may seem controversial but having sold many cars I canattest that it is the way to go.

Posted in Uncategorized | Comments Off

Grundy Classic Car Insurance – A Review of Their Benefits and Restrictions

Specialty insurance from a classic car insurance company offers a number of benefits for those who own and drive collector cars. Companies that specialize in antique car insurance can offer better coverage with lower premiums than a standard auto insurance company, but the better coverage and lower premiums come with some restrictions. There are a lot of points to consider when choosing a classic auto insurance provider, so it is important that you do your homework in order to find the antique auto insurance provider that is the best fit for you.

Grundy Worldwide is one insurance company that specializes in collector car insurance. They have been in business since 1947 in Horsham, PA just north of Philadelphia. Since their beginning, Grundy Classic Car Insurance has covered over 1.5 million collector vehicles, and they are one of the fastest growing classic auto insurance companies. The owner is a car collector and restorer himself, having won awards at several of the major collector car events in the US. His involvement in the hobby helps him to understand the wants and needs of other car collectors.

Grundy Classic Car Insurance is the originator of the Agreed Value policy, in which the insurance company and the car owner set an agreed value on the vehicle before the policy is initiated. If there is a total loss, the car owner receives the full value of the car, instead of what the insurance company decides the car was worth after the fact. Grundy will insure any year vehicle, even late model cars as long as they are used for show, hobby and pleasure purposes only. Many other collector auto insurance companies will only write policies for vehicles of a certain age or older.

Grundy only uses underwriters with an A.M. Best rating of A+ or higher, which means the companies are very stable financially. They offer liability up to one million dollars, and have a single liability charge for collectors with more than one vehicle. Grundy’s antique auto insurance policies have a number of built-in coverage perks, which include towing and labor expenses, car show medical reimbursement, automatic 30-day coverage for new acquisitions, and coverage for the loss of spare parts. They even have “Trip Interruption” coverage for costs incurred from a breakdown on the way to a show (such as transportation, lodging, and meal expenses). One feature that Grundy provides that many others do not is their “Inflation Guard”, which automatically increases the amount your vehicle is insured for by 4% each year.

Like any other vintage car insurance provider, Grundy has some restrictions. Your car must be stored inside a locked garage when not in use; you must have a daily driver vehicle for each licensed driver in your household in addition to the classic vehicle; and the car must be in excellent condition. The vehicle should only be used for collector activities, but one feature that sets Grundy apart from many other classic antique auto insurance providers is that they do not have a mileage limitation. Many antique classic car insurance companies have limits ranging from 1,000 miles up to 6,000 miles per year, but with Grundy Nationwide you can drive the car to as many distant car shows as you like without worrying about exceeding a yearly mileage limit.

Grundy also offers specialized insurance for restoration shops. It provides Agreed Value coverage for the Garagekeepers portion of the policy, instead of the Actual Cash Value coverage that other insurance providers offer. Since they don’t offer this policy to mainstream collision repair shops, the premiums are lower than they would be for the often inadequate protection a specialty shop gets from a standard insurance provider.

Grundy Classic Car insurance has a lot to offer for the car collector. Whether you need muscle car insurance, antique car insurance, or collector car insurance for a late model specialty car, Grundy can provide an Agreed Value policy that will most likely suit your needs. However, they are just one of many different classic auto insurance providers out there

Posted in Uncategorized | Tagged , | Comments Off

Vintage Car Insurance – How to Find the Best Rates

If you have a vintage car then it probably cost you a lot of money. Most people who buy vintage or classic cars do so not only because they like them, but because they see the vehicle as an investment. Once you have spent thousands, if not hundreds of thousands of thousands of dollars on a vintage car, you need to be sure that you have the right kind of insurance policy.

When you are shopping for car insurance you’ll find that the type of insurance you need will be different to that for ordinary cars. Once you start looking you should try and find an insurance company that specializes in insuring vintage cars. Vintage cars require specialist coverage. The type of coverage you will need will depend very much on how your car is used. You will need a different kind of premium if the car is only driven to specialist shows and exhibitions, than you would if you drove your vintage car like a regular vehicle.

Providing you take the time to look for the right kind of policy for your car, then it is possible to save money on car insurance. You should not insure a classic or vintage car under a standard insurance policy. If you have bought your car as an investment piece then you don’t want to be driving it around in the same way that you would an ordinary car.

There are guidelines for insuring different types of vehicles and you should be familiar with these before you insure your car. If you want an insurer to give you a good quote for your vintage car then you need to have been driving for at least five years as insurance companies want to protect your asset as much as you do. Providing you are twenty five or older it should be easy to find insurance for your vintage car as insurance companies will look on you as less of an insurance risk than a younger driver.

When you insure a car, insurers will want to assess both your security and your driving skills before they will allow you to take out a speciality premium. You should have a car that is old enough to be considered a vintage vehicle and this standard will depend on the company that you buy your insurance from.

Some insurance companies will only give vintage status to cars that are nineteen seventies vintage or older. You should know that policies will differ depending on the age of your car. Another thing that insurers will take into consideration is whether you have an insurance policy of an ordinary car before they grant you a special policy.

If you do tend to drive a vintage car on a daily basis then insurance companies may regard that car as too much of a risk, as the more a car is driven the sooner it is likely to deteriorate and decrease in value. Insurance companies offer special premiums based on the actual cash value (ACV) of your car, the stated value (SV) and the agreed value (AV) of the vehicle.

When you give the insurance company a value for your car they will pay it but they cannot insure you for the stated value. Most vintage car owners get their insurance on the basis of an agreed value of the car. This means that they will agree with you a value for your car and take into consideration your investment and any maintenance, and then they will give you a policy for that value.

Posted in Uncategorized | Tagged , | Comments Off

Collector Car Insurance – Top 6 Benefits of Specialty Collector Car Insurance Companies

People who own and drive collector cars have different needs for their collector car insurance than they have for their cars that are driven every day. A collectible car is by definition “special”, and so it has special considerations to take into account when it comes to insurance. Your everyday insurance provider that insures the vehicle you drive to work is accustomed to dealing with claims on modern cars that depreciate in value as they age, and the average owner doesn’t notice the difference between a $2000 paint job and a $10,000 paint job. A company that specializes in collector auto insurance has several key benefits to offer the collectible car owner.

Benefit # 1: Lower Premiums – A collector car is normally only driven on a limited basis, stored indoors, not driven in bad weather, and generally leads a “babied” life. Most classic car insurance companies are also somewhat selective in who they will insure. These two factors allow the classic car insurance company to charge much lower premiums than conventional insurance companies, because they know that the collector’s car is less likely to be in an accident.

Benefit # 2: Agreed Value Coverage – Most classic car insurance companies offer an Agreed Value policy, which means that you come to an agreement with the insurance company on what your vehicle is worth before the policy is written. If you have a total loss accident or theft, an Agreed Value policy will reimburse the total amount that was agreed upon when the policy was initiated. Very few conventional insurance companies offer a true “Agreed Value” policy. They offer a “Stated Value” or “Stated Amount” policy has a clause that allows them to only pay what they “think” the car was worth, and it makes the assumption that your collector car is depreciating like a typical used car!

Benefit # 3: They Understand Your Needs – Specialty collector car insurance companies understand your needs better than a typical insurance provider does because in many cases the insurance agents and possibly even the owners of the company are car enthusiasts or collectors themselves. They realize how much your collector car means to you, and they understand the importance of the car being repaired correctly so that it retains its value. When presented with a claim they will give you much less argument and more leeway to get your car repaired the right way the first time.

Benefit # 4: Repair Shop Of Choice – Many everyday insurance companies will only pay a set rate for collision repair at a high-volume body shop that does average-quality work on modern cars. If you take your car to a shop that specializes in restoration work, you may be left footing the bill for the difference in cost. Many antique car insurance companies will allow you to take your car to a specialty repair shop, and they will pay what it costs to have the car repaired the right way by a craftsman that is skilled in restoration work.

Benefit # 5: OE Parts – On a similar note, many everyday insurance companies will only pay for less expensive aftermarket repair parts. Using non-original parts can reduce the value of your vintage car considerably, as they may not fit as well as original equipment parts and an all-original car is always worth more. Many specialty insurance providers allow for the higher cost of using original equipment parts.

Benefit # 6: Perks and Special Situations – Some collector car insurance companies offer many other types of benefits, such as coverage for spare parts, memorabilia, tools, car trailers, coverage for overseas transport, etc. Some even offer medical coverage for personal injuries that occur at car shows, and “event disruption” insurance that reimburse car show entry fees and non-refundable hotel deposits if you miss an event due to a mechanical breakdown on the way there!

All in all, specialty collector car insurance companies have a lot of advantages for the classic car owner. If you own and drive a collector vehicle, you will find that an everyday insurance policy from an everyday insurance company is severely lacking in comparison.

To learn what key details to consider when choosing a collector car insurance company, visit Classic Car Insurance Quotes

Posted in Uncategorized | Tagged , | Comments Off